Before you get started in your credit counseling session, you need to get some information together so that you can successfully complete your session.
What you need:
- Your most recent credit card bills, if you have them. Something that lists account numbers and balances.
- A list of any car loans or student loans you have.
- Verification of your income, either a paycheck stub or a bank statement.
- A list of your monthly living expenses (include utilities, food, rent/mortgage, car expenses, etc.)
- A quiet space to work for about an hour
- If you share a budget, do the counseling session together
Yes, I have this information.